5 Things an Insurance Adjuster Will Not Tell You about Your Car Accident Claim

You have been involved in a car accident where you sustained some injuries and a significant amount of property damage. While you are trying to rest and recover from all of the trauma, now you must deal with the insurance company. Unless you have experience negotiating with insurance companies, you might not understand how they work and what it takes to make sure that you get the best options possible given the facts of your case. Your insurance company is motivated by profit, not by making sure that you get compensated fairly. Here are five things that you might want to know, but the insurance adjuster will never tell you when you have been injured in a car accident:

1. What your personal injury case is really worth.

You have no way of knowing what your case is worth if dealing with injury compensation is not something that you do for a living. There are so many factors that come into play when calculating the value of your case. You may run the risk of getting low-balled because you didn’t know that you were entitled to more.

2. Signing the release form from the insurance company can damage your case.

Do not sign any form or document that you do not understand. If you do not already have an auto accident lawyer representing your interests, you can schedule a no-obligation consultation with one of our personal injury attorneys. We can advise, look at the forms, explain what they mean and what rights they are asking you to sign away, and give you the information you need to make an informed decision.

3. Your attorney fights for just compensation.

As we mentioned earlier, the insurance company’s main priority is profit. They do not care if the settlement is fair to you, they do not care if your case is actually worth far more, and they are willing to pay you as little as you ask. When you work with an auto accident attorney, he or she makes sure that you get every penny you deserve when you have been injured in a car accident.

4. Whether or not the amount that the insurance adjuster is offering is fair.

What you consider fair might include enough money to pay your medical expenses, cover your time lost at work, and compensate you for the pain and suffering and the other troubles caused by being injured in a car wreck. The insurance company’s idea of fair is probably quite different. That is why you want to work with an attorney; not only will your lawyer be able to spot a low offer, but you will have an advocate who knows how to take such a case to trial, if necessary, in order to obtain the compensation you actually need.

5. What you can do about the mounting bills and their effects on your credit.

Finally, the insurance adjuster is not going to tell you that it is possible to negotiate with the hospital to delay their demands for payment until the settlement is finalized. An attorney can do that for you. Your mind will be at ease knowing that your rights to a decent settlement are being protected and the collection agencies can stop harassing you for payment.

So there it is. When you go it alone and try to negotiate a settlement after you have been injured in an accident caused by another person’s negligence, you are not likely to get nearly as much as you would be able to get if you had an attorney negotiating on your behalf. You do not have to worry about paying us up front either because we work on a contingency fee basis. This means that you do not pay any attorney fees until we get compensation for you.

If you would like to discuss the questions you have about your car crash with an experienced Tennessee auto accident attorney, you are welcome to call Bailey & Greer, PLLC, at 901-680-9777 or fill out our contact form to schedule a free consultation to discuss your case. We are proud to serve clients in and around Memphis, Jackson and West Tennessee.